Psychology Discussion

300 words minumum discussion.
Due in 4 hours. (8:30 PM CDT)
Required Textbook: Mason, M. (2011). Adulthood and Aging 1st edition
                                         Chapter 11
Would it be unethical for a health insurance company to penalize a client who has risk factors for Type 2 diabetes and continues an unhealthy lifestyle? Why or why not?
Focus on research and academic articles (no websites).
In ADDITION to the class textbook, 3 references (use PsycInfo) must be cited in APA format. You may include personal commentary only after you adequately answer using literary support.